John Smith
XXXX-XXXX-XXXX-XXXX-1234
10,00,000
Welcome to Insta Loan: Get money in 3 simple steps
Welcome to Jumbo Loan: Get money in 3 simple steps
Welcome!
You are just in time. Your offer expires soon!
Hey, You might be eligible to convert credit card spends into EMI. To check your eligibility, Click here Right Now
It seems you have recently shopped with your Credit Card, which would have auto reduced your pre-approved loan limit.
- Loan EMI gets billed to a separate statement for Jumbo Loan
- Total loan amount is over and above your Credit Card shopping limit
- Avail higher tenure of loan for lowest rate of interest and maximize your savings
- Loan EMI gets added on your monthly credit card bill
- The loan amount comes from your Credit Card Limit
- Hence, it will reduce the available credit limit on your Credit Card till you repay it. Similar to when you shop with your Credit Card
Enter your Registered Mobile Number
We will send you an OTP on this number
Share the last 4 digits of your Credit Card number
We need this to check the offers available for you
I hereby accept that my Personal Data may be held and processed by the bank for availing this loan and relevant services
Please check all the mandatory consents to proceed further
NOTICE AND REQUEST FOR CONSENT
HDFC Bank Limited ("Bank" or "us" or "we") respects your privacy and is committed to protecting your personal data.
This notice and request for consent ("Notice") will inform you about how the Bank proposes to collect, handle, store, use, disclose and transfer ("Process") your personal data in connection with the [loan product] and related services you request from the Bank ("Requested Product").
1. Categories of Personal Data: We may Process the following types of your personal data:
Categories
Personal Identification Details
Contact Details
Financial Information and related information
Related / Associated Individual Information
Online Activity Information
Communication Data
Derivative Data
Note: We may collect your personal data directly from you, from our affiliates or third parties such as our vendors credit information companies, regulators or governmental authorities who may have your personal data, or from publicly accessible sources.
2. Purposes of Processing of Personal Data: We Process your personal data for the following purposes:
Purpose
Details & Use Cases
Verification and authentication
Compliance with legal and regulatory requirements
Continued Eligibility / Creditworthiness Assessment
Provision of Requested Product
Recovery and Repayment
Customer Support
Fraud Detection
Note: We may undertake the abovementioned activities either ourselves or through our affiliates or third parties such as vendors, service providers, other regulated entities such as credit information companies and KYC registration and authentication service agencies, etc., in accordance with our internal policies and applicable law.
3. Data Sharing: We may disclose and transfer your personal data to the following entities for the following purposes:
Entity
Regulatory and Statutory Authorities (Entities: Reserve Bank of India (RBI), Income Tax Department, and other government agencies)
Credit Bureaus and Rating Agencies (CIBIL, Experian, Equifax, CRIF Highmark, and similar credit reporting agencies)
Collection Agencies
Service Providers and Technology Partners (IT service providers, payment gateways, and cloud storage
Legal and Advisory Professionals (Law firms, auditors, and consultants)
Contact Verification Agencies
Fraud Prevention Agencies (Fraud detection systems and risk assessment service providers)
Courts and Dispute Resolution Forums
Payment aggregators, payment gateways, payment systems
Note: In certain cases, these entities, which receive your personal data from us may also be legally required to give you a notice regarding their Processing of your personal data and request for your consent before they Process the same. We encourage you to read their privacy notices and contact them if you have any questions regarding how they Process your personal data.
4. Your Rights
Under the DPDPA, you have the right to:
a. Access, update and review your personal data.
b. Correct inaccuracies in your personal data.
c. Request erasure of your personal data.
d. Nominate another individual who can exercise your rights in case of your incapacity.
e. Raise grievances.
To exercise your rights, please contact us at [privacy@hdfc.bank.in].
5. Consent Withdrawal:
You have the right to withdraw your consent at any time by accessing Consent Connect.
Please note that our Processing of your personal data before you withdraw your consent will not be impacted. You should also be aware that if you withdraw your consent for us to Process your personal data for some of the purposes we have mentioned in this Privacy Notice, we may not be able to continue offering you the Requested Product. This could mean that the terms and conditions applicable to discontinuation or closure of your Requested Product will become applicable. Specifically, such withdrawal of your consent and consequent discontinuation/ closure of the Requested Product could also lead to consequent obligations/ charges as are applicable as per the terms and conditions of such Requested Product or loss of benefits. Illustratively, in the context of a savings account, this may include cessation of any standing instructions and discontinuation of linked services such as debit card, UPI, net banking, and EMI payments.
Accordingly, we encourage you to review the terms and conditions applicable to the Requested Product to understand the consequences of withdrawal of your consent in respect of Processing of your personal data and the resultant discontinuation / closure of the same.
6. Grievances: If you believe that you have any concerns regarding how we Process your personal data, you have the right to let us know your grievances. Please contact us at the details provided under 'Contact Information' below to register your concerns.
Contact Information:
Name of DPO: Rahul Rajendra Prasad
Contact details: Privacy@hdfc.bank.in
If you are not satisfied with the resolution of your grievance, you may make a complaint to the Data Protection Board of India.
7. By providing your consent by ticking the checkbox, you acknowledge and agree to the following:
(a) That you have read and understood the contents of this Notice and consent to the Processing of your personal data as described here.
(b) That you give your consent voluntarily, without any coercion or influence from the Bank or any other person.
(c) That you will provide and ensure that the Bank maintains accurate, updated, complete and consistent personal data.
(d) The Bank may Process your personal data for certain other purposes without your consent, where the law allows us to do so such as enforcement of a legal claim against you or for the Bank to make regulatory disclosures.
For more details about how we Process your personal data for various purposes, your rights under the law, and our privacy practices, please read our Privacy Policy.
You can read this consent statement in your preferred local language by clicking here.
Go To Bottom
I hereby allow the bank to process my data for sending me personalized offers on relevant products and services
This notice and request for consent ("Notice") will inform you about how the Bank proposes to collect, handle, store, use, disclose and transfer ("Process") your personal data in connection with ("Other Products").
1. Other Products – Other Product(s)” shall mean all products, services and/ or businesses:
(a) Of the Bank e.g. Current Bank Account, Saving Bank Account, Cards, Deposits, Forex, Investments, Loans, Trading Accounts, Wallet Services etc.
(b) Of subsidiaries, affiliates, associates or group companies of Bank (collectively, "Affiliates");
(c) Of entities which the Bank or Affiliates offer, distribute, resell, refer or where the Bank or Affiliates act as agent
2. Categories of Personal Data: We may Process the following types of your personal data:
Financial Information
Biometric Information
Fingerprint (if you choose to enable it)
Note: We may collect your personal data directly from you, from our affiliates or third parties such as our vendors, credit information companies, regulators or governmental authorities who may have your personal data, or from publicly accessible sources.
3. Purposes of Processing of Personal Data: We may Process your personal data for the following purposes:
Relevant products and services communication
Eligibility Assessment
Enforcement of rights
4. Third-Party Sharing: We may disclose or transfer your personal data to the following entities for the following purposes:
5. Your Rights
6. Consent Withdrawal:
7. Grievances: If you believe that you have any concerns regarding how we Process your personal data, you have the right to let us know your grievances. Please contact us at the details provided under 'Contact Information' below to register your concerns.
8. By providing your consent by ticking the checkbox, you acknowledge and agree to the following:
For more details about how we Process your personal data for various purposes, your rights under the law, and our privacy practices, please read our Privacy Policy
I allow the bank to reach out to me with personalized offers on new products through SMS, WhatsApp, Email and Voice
I have read, understood, and hereby accept the Privacy Policy of HDFC Bank Ltd. I/we hereby give the consent in relation to Requested Products. (including the consent to be contacted for offering assistance in relation to and during any step of the application journey)
I authorize HDFC Bank and its representatives to Call, SMS, WhatsApp or any other channel regarding other products. This consent overrides my registration for DNC/NDNC. I/we hereby give the consent in relation to Other Products. (Please note this tick is voluntary).
CONSENT
In this Consent the following capitalized terms shall have the meanings assigned to them hereunder:
“Data” shall mean all personal data, sensitive personal data or information, transactional data, Derivative Data, any other information, etc., in relation to me/us, including the following including in relation to past Products:
(a) know your customer (KYC)/anti money laundering (AML) data;
(b) information submitted while making any application or request to the Bank for any Product;
(c) any transactional data generated during the relationship or as a result of any transaction, statements, entries, logs, in relation thereto;
(d) any information obtained/received by the Bank from any other source;
(e) any Derivative Data.
“Derivative Data” shall mean any credit scores, credit information, behavioural projections, profiling, analytical results, reports (prepared by the Bank internally or other persons) including through any algorithms, analytics, software, automations, profiling etc., and whether such derivative is from the information collected from me/us or in combination with any other information sourced from any other person, database or source whether by the Bank or other persons. The process of arriving at and generation of such Derivative Data involving or through any of the above sub-processes/methods, shall be referred to as “Derivation”.
“Specified Purposes” shall collectively mean, credit assessment, risk assessment, risk analysis, obtaining credit information reports, scores, scrubs, fraud checks, fraud detections, fraud prevention, detecting and preventing crime including crime/ terror funding, detecting malpractices or discrepant documents or information, prevention of misuse, assessment of credit worthiness, financial standing, due diligence, background check, physical and other inspections, verifications, obtaining any reports for any of the above, KYC/ AML checks, customer service, monitoring, collections, default detection, default prevention, default investigation, recovery, any legal proceedings, actions, enquiries, investigations, pursuing any remedies, enforcing rights, reporting including credit reporting, KYC reporting, default reporting, filing, perfections etc., whether any of these are undertaken internally or through any credit information company, bureau, service provider, consultant, vendor, agent, fintech entity, co-brand entity/partner, distributor, selling/ marketing agent, any partner, other player/ intermediary in any ecosystem of which the Bank is a part, TPAP (for whom the Bank acts as PSP bank), collaborator, co-lender, co-originator, merchant, aggregator, lead generator, sourcing entity, client, customer or other person with whom the Bank have a tie-up or contract for any products or services, person or through a combination of multiple options. Each of such credit information company, bureau, service provider, consultant, vendor, agent, fintech entity, co-brand entity/partner, person, and their respective service providers, consultants, vendors, etc is referred to as a “Processing Entity”.
“Product(s)” shall mean products, services and/or businesses of the Bank/ of subsidiaries/ affiliates, or where the Bank/ its subsidiaries/ affiliates distribute, refer or act as agent or act as a sponsor bank or a PSP bank etc. in relation to any products or services (including where the initiation of any transaction is not directly with the Bank but is with a relevant Processing Entity like in case of a UPI transfer through a TPAP where the account is not with the Bank but it is a PSP bank), whether the Bank is in direct relationship or indirect relationship through any other intermediary/ entity, vis-à-vis me/us, as also if I/we are an authorised signatory or authorised person or representative of a non-individual applicant/ customer/ user of any services, whether direct or indirect.
The Products, which have been applied/ requested by or availed by, me/us (including where the initiation of any transaction is not directly with the Bank but is with a relevant Processing Entity like in case of a UPI transfer through a TPAP where my/our account is not with the Bank but the Bank is a PSP bank), shall be referred to as “Requested Products”, and the Products (including any future products or services) other than the Requested Products, shall be referred to as “Other Products”.
I have read, understood and hereby accept the Privacy Policy of the Bank (available at www.hdfc.bank.in).
I/we authorize the Processing Entities to process, use, store, retain, share with the Bank or the other Processing Entities or collect from Bank, any other Processing Entities or other databases, sources, persons/entities, the Data or any part thereof, for any of the aforesaid consented purposes.
For the aforesaid consents, authorizations and purposes covered above, it shall be deemed that I/we have furnished all the Data separately under this consent.
I/we agree that the aforesaid consents/ authorizations for the aforesaid purposes shall survive beyond the validity of such application/ tenure of the Product/ consummation of any transaction.
The consents given or denied under this document do not limit any other consents obtained or given.
I/we hereby authorize HDFC Bank Limited (“Bank” which which expression shall be deemed to include its successors and assigns) to:
process, use, store, retain, share with Processing Entities or collect from any Processing Entities or other databases, sources, persons/entities, the Data or any part thereof, for any of the Specified Purposes:
For conveying to, displaying or communicating with, marketing, selling, cross-selling to me/us, by the Bank internally or externally, any Products and for such purpose for assessing your credit worthiness or your eligibility through such means as feasible and for such activity sharing the Data with/ receive from third parties, including through or on the Bank’s apps/ platforms, any other channel(s) of the Bank, TPAP, service providers, agents, or otherwise through notifications, emails or other means of communications, whether online or offline or telecommunications, the availability or eligibility or offer, whether in principle or otherwise, of any of the Other Products, and for this purpose all authorisations mentioned in (i) to (iii) of 3 (a) above in relation thereto.
Please validate the CAPTCHA
By submitting, I confirm that I am an Indian, above 18 yrs of age & residing in India.
Check your SMS for the OTP we have sent
Please enter the OTP to Identify Yourself
You can request new OTP in:
sec
You have reached the maximum daily limit for OTP's
You're eligible for multiple loan offers!
Select the loan that suits you best.
Maximize your Loan Elgibility!
Combined Loan (Jumbo + Insta)
₹ 15,00,000
Jumbo Loan
up to
₹ 10,00,000
Insta Loan
₹ 5,00,000
Your Combined Loan Journey
Apply for a Jumbo Loan first, followed by an Insta Loan to maximize your loan.
Step 1
Up to
Step 2
What you should keep handy?
Do It in 3 simple steps
Important Links
Privacy Policy URL- https://www.hdfc.bank.in/privacy-policy
Sachet Portal-https://sachet.rbi.org.in/
Grievance Redressal-https://www.hdfc.bank.in/need-help/grievance-redressal-digital
Annual percentage rate offered to customers during the period of Oct'23 to Dec'23. Min APR-11.88%, Max APR-21.96%. Repayment Schedule: Min-12 months, Max-60 months. T & C Apply
Loan disbursal at the sole discretion of HDFC Bank LTD. HDFC House, 8, LB Road, Thiruvanmiyur, Chennai - 600041
Tel No: 044-61606161
Kindly review your application details and confirm.
Loan Details
will be charged with first EMI
Insurance Add-Ons Selected
Insurance Offers for You!
You're Missing Out On Insurance Add-Ons!
Protect your loan and apply for health insurance at a discounted price
Loan Protect
Bajaj Allianz
₹ 9, 000/-
Basis loan amount of ₹ 8,00,000
Covers Following
+ more benefits
You're missing out on protecting your loan!
Health Insurance
HDFC ERGO
*Starting From
You're missing out on Health Insurance!
Note :
Non EMI
I Provide my consent to the bank for debiting insurance premium from my Credit Card
Need a Higher Loan Amount ?
Check your eligibility instantly by verifying your income digitally.
Required Amount
Borrow from available credit limit on your credit card
It's over and above your Credit Card limit
Your eligible amount has been revised based on selected tenure.
To get a higher loan amount, increase your loan period.
Loan Period
Longer Duration = Lower EMI
Shorter tenure = higher EMI, which reduces eligible loan amount.
Try {month} months. You'll pay a Lower EMI of ₹{monthlyEMI}
Great, You have the Best EMI with {month} months.
Personal Details
Add Nominee
Nominee has to be above the age of 18 years.
(Nominee cannot be a minor)
Transfer money to Non HDFC Bank account:
How would you like to receive the amount?
You can find it on your Cheque Book
Enter Account Number
To ensure your transaction is secured, we'll transfer Rs. 1 to this A/c for validation.
Loan EMI will be paid from your HDFC Bank Savings A/c.
Loan amount will be deposited in your HDFC Bank A/c
DD will be couriered to your registered address
Your DD will be couriered to
Please select the purpose of the loan
, This is valid only for this Journey.
Please view the Key Fact Statement and give consent in order to proceed
This is to confirm that I have read the Key Fact Sheet (KFS) (including inter alia the Annual Percentage Rate (APR), Charges and Repayment Schedule) regarding the Jumbo Loan applied by me.
This is to confirm that I have read the Key Fact Sheet (KFS) (including inter alia the Annual Percentage Rate (APR), Charges and Repayment Schedule) regarding the Insta Loan applied by me.
Terms & Conditions
I confirm that the Insta Jumbo Loan availed on business card will be used for business purpose only.
I confirm that the Insta Loan availed on business card will be used for business purpose only.
Annual Percentage Rate - Effective annualized interest rate (in percentage) (computed on net disbursed amount using IRR approach and reducting balance method)
I declare that in addition to other end use restrictions applicable as per Terms and Conditions, the Insta Jumbo Loan disbursed shall not be utilized for repayment of dues against any HDFC Bank credit card and/or for repayment of any loan/credit facilities availed from HDFC Bank.
Insurance Terms & Conditions
By clicking confirm, I declare that in addition to other end use restrictions applicable as per Terms and Conditions, the Insta Jumbo Loan disbursed shall not be utilized for repayment of dues against any HDFC Bank credit card and/or for repayment of any loan/credit facilities availed from HDFC Bank.
Verify your Income
Instant Loan Offer for Salaried Customers
Quick approval and instant eligibility check – no paperwork needed.
Please enter valid Email ID.
Type min of 3 letters and pick from the list.
Please enter the company name
Verified
Please enter vaild email ID
Verifying your email now ensures that your loan is disbursed instantly
You'll receive OTP on your work Email
We have sent 6 digit OTP to your work email ID
Incorrect OTP! Please check and enter again.
You have reached the maximum daily limit for OTPs
Resend OTP in:
E-Verify Your Income (Via PERFIOS)
Via Netbanking
Secure Login
Connect to your bank safely
No Documentation
No salary slips or uploads required
Instant Check
Verification completed in seconds
OR
Via Account Aggregator
Secured Framework
Powered by RBI-regulated network
Quick Processing
Verification done within minutes
Safe & Consent-Based
Control the data shared
You will be redirected to our government approved partner’s website for verifications of your income
This transaction is 100% Safe & Secure
I Agree to Perfios Terms & Conditions and hereby give my consent to use my bureau details and information provided by me and/or information already held by HDFC Bank (if any) to evaluate my eligibility. I agree to the Terms & Conditions set by the Bank.
PERFIOS T&C
1. You will now be re-directed to the webpage / domain hosted by Perfios Software Solutions Pvt. Ltd. (“Perfios Page”) who is a service provider of HDFC Bank for limited purposes.
2. Even if any Bank logo appears therein please note that the Perfios Page is a not a Bank controlled page and is controlled and operated by Perfios.
3. On the Perfios Page you will be provided certain options for providing your bank account statement through Perfios such as: (i) by uploading your bank account statement; (ii) providing your bank account statement through various Account Aggregators; and (iii) providing/ fetching your bank account statement by logging in using your netbanking credentials.
4. Please note that while the above options are being enabled through a service provider of the Bank the Bank is not endorsing any of the options and you are requested to choose from amongst the options independently and at your sole discretion.
5. As far as the option of logging in using your netbanking credentials please note that the same shall be a matter between you and Perfios and that the Bank is not certifying this mode and that you are cognizant that you have other options of providing your bank account statement and by choosing this option you are conscious of the risks involved in using your netbanking credentials and the Bank does not undertake any responsibility or liability for the same as it is a matter between you and Perfios.
6. In case you the Account Aggregator option you will have the discretion to enter your pre-existing Account Aggregator handle if any. However in case the Bank does not have a tie-up with such Account Aggregator you will need to select another Account Aggregator of your choice to create a new handle for the purposes of obtaining financial information and sharing the same with the Bank (as a Financial Information User) should you choose to proceed further in the process. In case you do not wish to create a new handle with any other Account Aggregator you are free select the other options or opt out of this process. Nothing contained herein shall be construed to limit your choices.
7. For any activity that takes place through Account Aggregator mode it will be a matter between you and the Account Aggregator (since the Bank does not control the platform of the Account Aggregator) and only the financial information shall be submitted to the Bank which financial information will be subject to your consent as mentioned in Clause 11 below.
8. Further please note that by providing the bank account statements and other data through Perfios you understand that the Bank shall be responsible only for the data that it receives and that there will be times where the data will be with Perfios and not in the control or environment of the Bank.
9. You shall be responsible for the consent you provide on the Perfios Page and any consent or acceptance of any terms beyond the purpose of use by the Bank of your data shall be deemed to be a contract between you and Perfios and the Bank cannot be held liable for the same.
10. Please note that internet as a medium is subject to associated risks and any of your log in and access credentials should not be shared or disclosed by you to any person and it requires special duty of care on your part to ensure that the security of your access or log in credentials is not compromised at your end and should at all times be safeguarded by you.
11. By providing the bank account statements using any of the above modes you agree accept and consent to the following:
i. To share and disclose to the Bank and Perfios the bank account statements details of bank account transactions personal data and/or sensitive data;
ii. Perfios may use the aforesaid along with any other information it may have / derive and may even generate new data or reports;
iii. Perfios shall process compile re-organise combine with other data apply tools and derivates profile run analytics on the aforesaid to create summaries results reports such as credit appraisal reports derive scores such as credit risk scores perform fraud checks and/or generate financial insights for being shared with Bank for the purposes mentioned in (vi) to (viii) below;
iv. The entire information data reports scores analytics etc. covered in (i) (ii) and (iii) above are collectively referred to as “Information”;
v. You hereby authorise Perfios to disclose to and share with the Bank the Information;
vi. That the Bank may process retain and/or use the Information as per Bank’s discretion for the purposes of credit appraisal fraud detection anti-money laundering obligations for entering into contract for direct marketing for developing credit scoring models and business strategies for monitoring for evaluating and improving the quality of services and products for other legitimate purposes to share with its affiliates and/or such third parties that the Bank has entered into agreements with and/or for cross-selling to me various products and services from time to time;
vii. to store and preserve the Information for such period as may be required for contract by law or for the Bank’s evidential and claims purposes whichever is longer; and
viii. to share and disclose the Information to service providers consultants credit information companies information utilities other banks and financial institutions affiliates subsidiaries regulators investigating agencies judicial quasi- judicial and statutory authorities or to other persons as may be necessary in connection with the contractual or legal requirements or in the legitimate interests of the Bank or as per the consent.
The following terms and conditions shall be applicable in case you select the Account Aggregator option:
1. Under this Account Aggregator option you will have the discretion to enter your pre-existing Account Aggregator handle if any. However in case HDFC Bank Ltd (“Bank”) does not have a tie-up with such Account Aggregator you will need to select another Account Aggregator of your choice to create a new handle for the purposes of obtaining financial information and sharing the same with the Bank (as a Financial Information User) should you choose to proceed further in the process. In case you do not wish to create a new handle with any other Account Aggregator you are free select the other options or opt out of this process. Nothing contained herein shall be construed to limit your choices.
2. For any activity that takes place through Account Aggregator mode it will be a matter between you and the Account Aggregator (since the Bank does not control the platform of the Account Aggregator) and only the financial information shall be submitted to the Bank which financial information will be subject to your consent given to the Bank.
3. Upon entering your existing handle or upon selecting any of the Account Aggregators (for creation of handle and for obtaining and sharing financial information) displayed on the next page you will be re-directed to the webpage/ portal of that Account Aggregator (“Account Aggregator Page”).
4. The Bank (or its service provider) is merely enabling your re-direction to the Account Aggregator Page as selected by you and the Bank is in no manner acting as an agent of or undertaking any referral in relation to the Account Aggregator.
5. The Bank has not listed the Account Aggregators in any particular order or preference and you are requested to make the selection of any of the Account Aggregators independently at your sole discretion.
6. By enabling your re-direction to the Account Aggregator Page the Bank is in no way recommending advertising publicising marketing promoting warranting guaranteeing or endorsing the suitability or standing of any of the Account Aggregators to you.
7. The Account Aggregator Page will be hosted by the respective Account Aggregator and any information or data shared actions/ activities undertaken on the Account Aggregator Page including the creation of a handle with the Account Aggregator shall be a matter between you and the respective Account Aggregator and the Bank will not be a party to the same.
8. Please note that for as long as you are on the Account Aggregator Page you shall be governed by the terms of use of the Account Aggregator Page and terms and conditions published by the Account Aggregator and the same shall be an independent contractual relationship between you and the Account Aggregator and the Bank shall not be a party to the same.
9. The Bank shall have no control over the Account Aggregator Page and therefore the Bank shall not be responsible or liable in any manner for any dispute that may arise between you and the Account Aggregator in relation to the actions on the Account Aggregator Page and any queries and/or complaints that you may have in relation thereof.
⟲ Start Again
Reset All
< Back
Applicant Eligibilty Criteria : Loan Protect - 18 to 70 years Health Insurance - 18 to 65 years
We require few details for your insurance add-ons
Add Family Members
How many family members to insure?
Health Insurance Premium
₹ 4500/-
Oops! Your DOB falls outside of Health Insurance eligibility (18-65 years)
Oops! Your DOB is ineligible for Health Insurance (18-65 years) and Loan Protect (18-70 years).
Oops! Your DOB is ineligible for Loan Protect (18-70 years).
Key Features
Benefits
Select the Bank Account where your SALARY is deposited
choose a bank in which you receive your income.
eg. HDFC Bank Ltd, ICICI Bank Limited, etc
No bank could be found with this name
Please Select a different Bank to proceed further
E - Verify Income
Secure, Convenient, Faster
Recommended for Customers
A super quick, secure and effortless way to verify your income through Mobile OTP and RBI-regulated Account Aggregator.
All you have to do is, give consent to securely fetch your income data and log in to your NetBanking account for verification.
Log in to your Net banking account, download the income statement of the last 6 months and upload it in a PDF format securely.
Hello,
It'll take just a few seconds to verify your inome.
You'll receive an otp on this mobile number.
Perfios T&C
Check your SMS for the OTP we have sent to submit your Loan application.
This OTP confirms your identity and also approves the insurance premium debit from your Credit Card.
Please enter OTP to confirm & receive money
Congratulations, your loan is approved !!!
Your Loan Proposal Number is :
Your Loan Reference Number is :
You'll receive it in your
You will receive it in your
Loan offers
Jumbo Loan Application Successful!
Loan amount of 10,00,000 has been approved
STEP 1
Jumbo Loan Amount
Loan Reference Number
Loan Proposal Number
STEP 2
Insta Loan Amount
based on your available credit limit
Complete your Insta Loan application in 2 easy steps!
Great Decision!!
You have secured Loan Protect of ₹ 8,000 & Health Insurance of ₹ 9,000 ensuring a safer future for you & your loved ones.
You will receive your insurance policy shortly by the insurance company directly on your registered details with the bank
Please note:
After final bank checks, disbursal may take upto 48 working hours. In case you opted for DD, it will be couriered to your registered address
Offer 2
Credit Card Transactions to EMI
Convert OutStanding Amount
Up To
₹8,00,000
based on your recent transactions
STEP 3
How likely are you to recommend this online service to others?
Not Likely
May be
Very Likely
Please note: After final bank checks, disbursal may take up to 48 working hours.
Need More Money ? Fulfil your additional requirement with Loan instantly
Great Decision!
You have secured Loan Protect of ₹ 8,000 & Health Insurance of ₹ 9,000 ensuring a safer future for you & your loved ones. You will receive your insurance policy shortly by the insurance company directly on your registered details with the bank
You can
> NetBanking > Cards > Request/Transact to manage your loan
Feel free to chat with
your personal digital assistant
Only Applicable for Salaried Customers
Higher loan eligibility is only applicable to salaried customers. Self-employed customers do not qualify.
Here are some recommended offers for you
Make your every wish come true with loan on credit card
We are sorry for the inconvenience caused. You can take a short survey to help us improve or contact us so our experts can help you.
headtxt
content txt
We regret to inform you that you're currently not eligible for a loan on your credit card, based on the income details you provided.
Please try again at a later time.
Failed to Verfiy Work Email ID
You have exceeded the number of attempts(3) to verify your work email ID. Please re-login and try again.
Hey, You might be eligible for Insta Loan. To check your eligibility, Click here Right Now
Your request could not be processed, Please try again to continue.
Oops! Your current browser version does not support the best viewing experience.
is not registered with the bank
However, you are eligible for:
Credit Card Upgrade
Additional benefit might cover your need
In case you are looking for handy cash?
You can always try HDFC Bank Personal Loan
Don't worry! For the best experience, update your browser to the latest/compatible version Click here
with a different mobile number
You can get HDFC savings account in 5 simple steps
Are you sure?
You want to Refresh & Start the journey again
Alert !
This will open a page in a new tab
Use the 'Back' button on your mobile to navigate back to the application form
Do you wish to continue ?
Congratulations,John Smith!
You have a pre-approved loan limit of ₹ 6.5 on Credit Card 7888
Opt for both, Jumbo Loan 6.5 first, then Insta Loan 6.5.
-Pre-approved loan above the credit limit of your HDFC Bank Credit Card
-Loan amount will not be blocked from your credit limit
-Enjoy attractive interest rates, among the lowest in the market
-No documentation is required
We are doing a Rs. 1 transaction in the account you just provided
This may take some time to complete Please hold on until the page fully loads
Kindly do not close this window in order to proceed with the authentication
Get assisted by our Phone Banker Timing: Bank working days: 9.30 am to 5.30 pm. Call: 022-61606161